Archive for August, 2009

E-Statements Instead of Hardcopies… Be More Friendly to the Environment

imageI have just got a notification HSBC that they will be no more sending me the monthly statement. It reminds me that CITIBANK as well, already stop from sending me the monthly statement since months back. They are now only give me the e-statement forwarded to my email every month. Don’t feel any inconvenient since then.

To me this is a good move. It helps to reduce a lot of paper waste, and more importantly, eliminate tremendous amount of energy for sending the mails. Of course, you may want to say that the savings is only benefit to the business people, because they have the cost cut. That’s obviously true, but we are not in any lost also. Maybe if the business could give some incentive for clients receiving e-statement instead of hardcopies, it will help to encourage people on accepting this concept. The best arrangement will be win-win for everybody.

imageSo the trend do goes on. I just figure out that the telco company also provide options for users to stop from receiving hardcopy statements. Just one of the example, I have just registered an account with TMonline. With the account, you do have the choice to have no paper bill sent to your mailbox. Instead, you can view your statement online or sent to you via email.

According to another friend that is using mobile services from Maxis, they charge extra for any hardcopy statement sent to you. In another words, you are saving some bucks for saving paper bills.

No matter what, the best reason is by eliminating paper statements, you are saving our environment. Unless you are not online and do not have an email (which is unlikely since you are reading my article now), then what stops you from doing it? Maybe your feedback do make sense and worth thinking. Please do comment if any.

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Posted by Er Chong Yee    Date: Friday, August 28, 2009

Categories: Money

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Security for Internet Banking… Avoid being Cheated by Phishing Emails.

image I did have another posting about the similar issue and was mean to remind the fellow friends do not ever believe in emails asking you to login to your Internet banking account by following any links (which is available here). This is kind of repetition but I do believe that security is worth to be reminded even multiple times.

So what all the Internet banking services I have ever used, emphasized to the users that they do not, in any circumstances email or phone the users to provide to them user name and password. Also, they will not request your to login to the Internet banking services by any links embedded in emails. You are encouraged to only login to the account with the official URL by keying it to the address bar of your browser.

So for next time if you have seen any email requesting you to login, to activate, to re-validate your account or what ever, the one and only response is to ignore it. Even better, please report to the bank to keep a record and for the bank to perform any further action if needed. Please do remind your friends who is new to internet banking to take note as well.

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Posted by Er Chong Yee    Date: Thursday, August 27, 2009

Categories: Money

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Not Just Buy Longgan and Rambutan…

DSC00340 Do you travel along Old Klang Road? When you are near to the OUG Plaza junction, do you notice there is a pedestrian overbridge with the yellow advertisement board? Of course, I am not to promoting the yellow company. What I mean to highlight here is, just near the stair case of the overpass, is a small truck selling longan and rambutan, maybe some other local fruit. The stall keeper is an Indian old man.

This evening I passed by the truck. I did not mean to buy anything but when I saw the old man with few children around, I change my mind. I asked him how much he can make a day? He said is around RM 20, because he is renting the truck from the boss and he only earn some little commission from what he manage to sell. The more he able to sell, the more he can make. I kiddingly ask him whether can give discount if I buy longan from him. He said can but then he will be no profit to make. Of course, I don’t know whether that’s true. But the children around is real. And the weakness of the old man is true.

He even told me that after he close down the business, he need to go for another job which is security guard from 11 to 7 o’clock. Only with that he could have “enough” income for his family. I wonder, with 1K plus how he can raise his few kids? All very small, kind of primary school only.

Next time if you pass by the area around 6-9 o’clock, wish that you can just go by and buy some fruit for your family. Of course, what I want to say here is, try to be more concern and sensitive about what’s happening around you. I read an article today, what made me very worry is, Malaysian seems too ignorance about things around them. When we don’t care and don’t help people in need, who is going to care and help us when we need? Even if you are extremely SELFISH type of mentality, you have to remind yourself that “what goes around, comes around”  ~one of my friend always say that.

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Posted by Er Chong Yee    Date: Thursday, August 27, 2009

Categories: Life

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Interesting Blog… Interesting Girl…

image The whole boring afternoon. I am work from home today. The most important tasks for today done. Therefore steal some time reading.

Just accidentally linked to this blog. Honestly I was attracted here because the name Suet Lee is some how same as my another friend. I thought she was her. However, this blog is pretty interesting. Young and fun…

Click here!

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Posted by Er Chong Yee    Date: Monday, August 24, 2009

Categories: Fun

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Are We All Right??

Guess what? This 2 pictures make me worry. What is that? Children that is only 7 – 8 years old and playing games in gaming centre. You should visit the original post by clicking here.

image image

I am not sure where the photo has been taken from. But I am sure that those kids not the only few primary school children that always lingering around gaming centers. Isn’t it cyber cafes could only allow adult more than 18 years old? Isn’t that worrying us?

A friend of mine told me, he himself was a gamer. However he felt the bad of being addicted to games. He set up a Facebook network, with the intention to gather fellow gamers and with proper organization of activities, guiding youngsters to be controlled gamer. It is alright to play games, but what it takes is to be well guided and controlled. If you are interested to know more about the network, just search for Malaysian Gamers’ Network on the Facebook.

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Posted by Er Chong Yee    Date: Monday, August 24, 2009

Categories: Life

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